When purchasing our Swiss, Canadian, U.K., or U.S. Products, our customers pay a small premium of only 0.80% over the current spot price for gold, 1.00% over the current spot price for silver and 3.70% over the current spot price for platinum. This premium does not change with volume. While many of our competitors charge varying premiums based off transaction size, we have decided to provide our lowest possible premium, to everyone, regardless of the purchase amount. We also do not charge a transaction fee. OneGold customers can buy, sell, and redeem, 24/7, free of transaction fees, even if the markets are closed.